YOU DON'T NEED TO BE A GENIUS TO GET YOUR HOME LOAN MODIFICATION.
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Dear homeowner, banks are there to help you keep your home and work with you if you qualify under their policies. You DO "NOT" NEED any third party to negotiate your home loan modification with your lender. Unfortunately the Lender's and Investor's guidelines and documentation for a home loan modification are complex and very tricky and you need the help of a professional to adjust your income ratios and financials for you to have a better result. It is not mandatory by our Government for any bank to offer you a home loan modification even though Lenders receive TARP ("Trouble Assets Relief Program") money. Lenders offer home loan modifications to help slow foreclosures only to minimize their own loss and to build a goodwill.
WHY THESE PROBLEMS TO GET QUALIFY?
1) Limited Or No Experience in Real Estate Or Negotiations with Banks.
2) Do Not Know How to Balance Or Produce Their Own Financials To Get Qualify.
3) Do Not Know Their Lender(s) Loan Modification Criteria, HMA, Or Flex Guidelines.
4) Do Not Know How To Get Their Home Net Value Price and Their Loan To Value and Where They Need To Be To Qualify.
5) Do Not Know How To Proof Their Financial Hardships.
6) Do Not Know How To Produce Their Business P&L's To Proof Their Qualify Needed Gross Income.
7) Missing Proof Of Incomes, Contributions, Assumptions, Improper Fill Of Their RMA or Any Other Documents.
I AM AN ACCOUNTANT WITH 17- PLUS YEARS EXPERIENCE IN THE REAL ESTATE INDUSTRY. I HAVE BEEN PROCESSING AND NEGOTIATING HOME LOAN MODIFICATIONS WITH LENDERS FOR MORE THAN 10-YEARS AND TRULY I KNOW HOW TO GET YOU QUALIFY.
THIS IS WHAT I CAN DO FOR YOU.
1) Professionally Prepare Your Financials and Adjust Them To Your Lender's Requirements and Policies.
2) Complete Your RMA or 710 if Fannie Mae Or Freddie Mac.
3) Produce A Professional Hardship Letter.
4) Produce Your Monthly Profit & Losses "P&L. " 3 - 12 Months Only if You Own a Business.
5) Give you Lease Agreements Only if You Have Renters and Do Not Have Rental Agreements.
6) Produce Professional Contribution Letters Including Assumption Forms.
7) I Will Give You All the Require Documents List That You Need To Process and Apply For Your Loan Modification. This List Must Be Completed As Soon All The Other Documents are Done.
!!! PLEASE NEVER SEND PARTIAL DOCUMENTATION TO YOUR LENDER.!!!
8) I Will Be Training You During The Loan Modification Process, About What to Say and What to Ask To Your Lender(s) Because You Are The One Who is Going To Be Conducting Negotiations With Your Lender But I Will Guide You Through The Whole Process. "Of Course I Could Provide You With This Service Too, On Your Request".
*** " ATTORNEYS, AGENCIES. IF YOU NEED HELP UNDERWRITING YOUR HOME LOAN MODIFICATION FILES, PLEASE DO NOT HESITATE TO CALL"***
***Do you have questions.?*** ***I do have answers for you, completely free of charge.***
a) Self Employed Purchase / Refinance Loans at Lower Interest Rates ( No Income Taxes Needed )
b) Jumbo / 5/1 Arm / VA / HUD / FHA / FHA 203K and Commercial Loans.
c) First Time Buyers Special Loans.
d) Refinance at Low Cost.
e) Short Sale / Standard Sale Or Buying Representation.
IF YOU WOULD LIKE TO HIRE MY SERVICES PLEASE CALL Tony Flamenco AT: (626) 290-5623 Or
E-mail At: firstname.lastname@example.org TO SCHEDULE AN APPOINTMENT.